Which of the following best describes jargon?

Jargon refers to specialized terminology that is used by a particular professional or occupational group. This type of language often includes words or phrases that carry specific meanings within a certain field, enabling effective communication among those who are familiar with the subject matter. For example, medical professionals may use medical jargon that might not be easily understood by individuals outside of the healthcare field. This distinct language helps members of that group convey complex ideas and concepts succinctly and precisely.

The other options do not accurately capture the essence of jargon. Humor does not define jargon, as it is not inherently concerned with comedic language. Universal understanding refers to language that everyone can grasp, which directly contradicts the concept of jargon that is often exclusive to specific groups. Colloquialisms, which are informal expressions used within everyday conversation, do not represent the specialized nature of jargon that serves a particular professional or technical purpose.